We have one of the most experienced teams in the sector. Our breadth and depth of technical expertise, coupled with our business and international understanding sets us apart. We are responsible employers and have a highly stable and committed team that we continue to develop to exceed client expectations.

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Finance, Compliance, Technology


Josef Micallef 

Group Chief Financial Officer

As a senior accountant, Josef worked with leading corporate services providers in the Isle of Man and, on his return to Malta, he took over the role of assistant finance manager for an EU licensed and regulated financial institution. Josef’s experiences have garnered instrumental knowledge in the financial services industry, which he brought with him to Momentum. He is a Fellow of the Association of Chartered Certified Accountants (FCCA), and holds a Bachelor of Accountancy (Hons) degree and Bachelor of Commerce degree from the University of Malta.

Valerie Calleja 

Group Head of Compliance

Valerie has been working in financial services for the last twenty years and has gained over ten years’ experience in risk and compliance within the sector. Before joining Momentum, Valerie worked as an associate director with one of the ‘Big Four’ audit firms. She spent a number of years working for a major international bank, where she both established and led the Financial Crime Compliance Unit. She also supervised the foundation of the risk and compliance function within the bank’s insurance business. Valerie is based in Momentum’s Malta office, but her responsibility as Group head of compliance also covers the UK, Isle of Man and Gibraltar.


Hrishi Kulkarni 

Group Chief Technology Officer

Hrishi is a senior technology executive with a background in B2B, B2C, financial services and technologies spanning over twenty years. Hrishi brings considerable experience of developing business, technology and digital strategies, delivering technological change, programme and project management. For Momentum, Hrishi’s core expertise is helping us to evolve our technology platforms to deliver added-value and better service for our customers.