We have one of the most experienced teams in the sector. Our breadth and depth of technical expertise, coupled with our business and international understanding sets us apart. We are responsible employers and have a highly stable and committed team that we continue to develop to exceed client expectations.

Other Teams  | Our Board  | Sales & Marketing  | Administration

Finance, Technology, Compliance & Legal


Josef Micallef 

Director & Group Chief Financial Officer

As a senior accountant, Josef worked with leading corporate services providers in the Isle of Man and, on his return to Malta, he took over the role of assistant finance manager for an EU licensed and regulated financial institution. Josef’s experiences have garnered instrumental knowledge in the financial services industry, which he brought with him to Momentum. He is a Fellow of the Association of Chartered Certified Accountants (FCCA), and holds a Bachelor of Accountancy (Hons) degree and Bachelor of Commerce degree from the University of Malta.

Valerie Calleja 

Group Head of Compliance

Valerie has been working in financial services for the last twenty years and has gained over ten years’ experience in risk and compliance within the sector. Before joining Momentum, Valerie worked as an associate director with one of the ‘Big Four’ audit firms. She spent a number of years working for a major international bank, where she both established and led the Financial Crime Compliance Unit. She also supervised the foundation of the risk and compliance function within the bank’s insurance business. Valerie is based in Momentum’s Malta office, but her responsibility as Group head of compliance also covers the UK, Isle of Man and Gibraltar.


Hrishi Kulkarni 

Director & Group Chief Technology Officer

Hrishi is a senior technology executive with a background in B2B, B2C, financial services and technologies spanning over twenty years. Hrishi brings considerable experience of developing business, technology and digital strategies, delivering technological change, programme and project management. For Momentum, Hrishi’s core expertise is helping us to evolve our technology platforms to deliver added-value and better service for our customers.

Heather Smyth 

Group Legal Counsel

Upon joining Momentum Heather has 12 years’ experience in the legal services industry working both in private practice firms and in an in-house environment. For the past 6 years Heather has held senior management positions which include heading up in house legal and insurance teams in both the aviation and construction sectors. Heather brings considerable experience to Momentum in a legal as well as a commercial capacity. Her main areas of expertise include general commercial, corporate and insurance work, commercial contracts, corporate governance, risk and compliance.