IHT – Adviser Updates
The UK Government has published draft legislation set to take effect from 6 April 2027, introducing the significant changes to the Inheritance Tax (IHT) treatment of pension interests. Consultation on this draft legislation is open until 15 September 2025. The draft legislation provides that unused pension funds held within the following schemes, regardless
Managing cross-border pensions: Common pitfalls and how to avoid them
Global mobility is now the norm. Many clients no longer spend their whole lives in one country—they may work in several jurisdictions, retire abroad, or move multiple times during their careers. For financial advisers, this shift creates opportunities to add real value, but also increases complexity, particularly when it comes to pensions. Cross-border pension planning
Helping advisers guide clients working beyond retirement age
The idea of a fixed retirement age is changing. Increasingly, people are choosing—or needing—to work well into their later years. For some, this decision is financial. For others, it is about lifestyle, identity, or even health, with work providing structure and purpose. Whatever the reason, the traditional model of stopping work at around 65 is
Currency risk in retirement planning: why it matters more than ever
Retirement planning has always carried an element of uncertainty, but for clients living internationally, one risk has become increasingly important: currency fluctuations. Exchange rates change constantly and while short-term shifts may appear minor, over the course of a 20- or 30-year retirement they can significantly affect the real value of income. When someone draws a
Artificial Intelligence and pensions: harnessing potential with care
Artificial Intelligence (AI) is starting to influence how schemes and advisers operate, interact with members, and manage investments. At Momentum Pensions, we recognise the vast opportunities AI brings – but also the importance of adopting it in a way that safeguards the interests of members and upholds the principles of responsible pensions management. Navigating the
Supporting Irish expats with a new transfer proposition
We are delighted to support Irish expatriates around the world by extending our offering to facilitate transfers from Irish Pension Schemes. Suitable for Irish expatriates or individuals with Irish Pension Schemes intending on retiring overseas, the proposition aims to deliver flexibility around retirement planning in a currency and jurisdiction that suits their needs. Transferring an
